Home Mortgage Protection

What is Home Mortgage Protection?

​This is not to be confused with PMI or Homeowners Insurance which are required coverages which are taken in the best interest of the lender. This Is a harsh reality many homeowners realize too late as families are forced to leave their homes due to economic hardship caused by death, disability, or unemployment. Home mortgage protection insurance helps your family avoid the risk of losing your home in the event of death, disability, or job loss. Consider these scenarios:

If you died, would your family have enough money to help pay off the mortgage or buy another year on your lease?

If you were unable to work for an extended period of time, would your family have enough money to pay the mortgage or lease each month?

If you lost your job, would you still be able to afford your insurance premiums?

No one likes to think about it, but the likelihood of someone dying before paying off a 30-year mortgage is:

*The Statistics: 
  • At age 30: 1 out of 10
  • At age 35: 1 out of 7
  • At age 40: 1 out of 4
  • At age 45: 1 out of 3
  • At age 50: 1 out of 2

*Source: 2001 Commissioners Standard Ordinary Table of Mortality (based on male, age last birthday)

Key Benefits of Home Mortgage Protection:
  • Help pay off your mortgage at death
  • Provides extra money if you become disabled
  • Waiver of premiums for disability or unemployed 
  • Spouse and children coverage options
  • Receive your money back if you never use the coverage

Contact us today to learn how this affordable home mortgage protection program can work for you.
(877) 288-PLAN (7526)
60 E 42nd St.
New York, NY 10165​
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